Section 80C vs 24(b): What You Can Claim on Your Loan

By: Loan Advisor0 comments

1. Introduction: Understanding Loan Tax Benefits Taking out a loan, especially a home loan, offers an opportunity to save on taxes, thanks to provisions in the Income Tax Act...

Read More

How to Maximize Tax Benefits on Home Loans?

By: Loan Advisor0 comments

1. Introduction Homeownership in India has seen a steady rise in recent years, thanks to growing urban development, increasing income levels, and government-backed affordable housing initiatives. For many individuals...

Read More

How to Use a Home Loan EMI Calculator Effectively

By: Loan Advisor

1. Introduction Purchasing a home is a significant life goal, and for many, it involves securing a home loan to make that dream a reality. A home loan allows...

Read More

Home Loan Tips for NRIs Planning to Buy Property in India

By: Loan Advisor

1. Introduction The interest of Non-Resident Indians (NRIs) in investing in Indian real estate has grown significantly in recent years. Many NRIs see purchasing property in India as a...

Read More

Can Self-Employed Individuals Get a Home Loan? Yes—Here’s How

By: Loan Advisor

1.  Introduction Applying for a home loan is often simpler for salaried individuals, but self-employed borrowers face unique challenges. With fluctuating incomes, diverse financial records, and complex tax filings,...

Read More

CIBIL Score for Home Loan: What You Need to Know

By: Loan Advisor

1. Introduction When you’re planning to purchase your dream home, one of the most crucial factors to consider is your CIBIL score. This is a three-digit number between 300...

Read More

Documents Required for a Home Loan – Complete Checklist

By: Loan Advisor

1. Introduction A home loan is a long-term financial solution that helps individuals purchase, build, or renovate residential property. Offered by banks and financial institutions, this secured loan is...

Read More

Should You Refinance Your Home Loan in 2025?

By: Loan Advisor

1. Introduction Should You Refinance Your Home Loan in 2025? With mortgage rates fluctuating, inflation impacting household budgets, and financial goals evolving, many homeowners are considering whether now is...

Read More

Home Loan vs Personal Loan for Buying a House: Pros & Cons

By: Loan Advisor

1. Introduction Purchasing a home is a major milestone—and often one of the biggest financial commitments you’ll make. When it comes to funding that purchase, many buyers find themselves...

Read More

Top 5 Mistakes to Avoid When Applying for a Home Loan

By: Loan Advisor

For many first-time homebuyers, applying for a home loan marks a major milestone. While exciting, the home loan application process can also be overwhelming if you’re not fully prepared....

Read More