About Home Loan

To make your home loan journey a smooth sail, in this article we will help you to know eligibility criteria, rates of interest, process, necessary documents, comparison and transfer for lowest rates.

Purchasing a home requires a significant financial commitment, and the average Indian often needs financial assistance to make it possible. Fortunately, both private and public sector banks in India offer convenient home loan options, with interest rates beginning as low as 8.50% per annum.

In addition to banks, numerous Non-Banking Financial Companies (NBFCs) also provide a range of housing loan schemes, typically charging a nominal processing fee starting at 0.25% of the loan amount, plus applicable taxes.

Reach out to the Quick Loan Expert’s team to get the lowest interest rates with the most trusted banking partners.

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Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

New Home

New Home Loan at basic interest rates from Quick Loan Expert – Loan Company. You can apply online and check your eligibility and easy EMI. Fast Approval for your new home loan.

Home Loan Balance Transfer

A home conversion loan is a scheme for those who have already taken a housing loan. This loan follow some rules and regulations.It is a part of loan.

Land Purchase

Quick Loan Expert offers home loan for land purchase to make your dream home. You can compare home loan rates with our compare loan table. Apply online for Home Loan.

Home Renovation

Get instant approval for renovation your home. Quick Loan Expert introduce home improvement loan. It is with basic rate and flexible EMI repayment.For more detail you can check our loan products.

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Features of Home Loan

Home loans come with attractive interest rates, flexible EMIs, long repayment tenures, quick processing, and tax benefits to help you own your dream home with ease.

Salaried & Self Employed

Whether you’re a salaried professional or a self-employed individual, our home loan solutions are designed to suit your unique financial needs.

Loan For Farmers

Home loans for farmers offer customized financing solutions to help you construct, purchase, or renovate a home in rural areas.

Home Loans For NRIs

Our NRI home loans make it easy to invest in property back home with attractive interest rates and flexible repayment options. Enjoy seamless processing, expert guidance, and hassle-free documentation—no matter where you are in the world.

Employees of State & Central Govt/PSBs/PSUs

Home Loan exclusively for government employees. Individuals who are employees of Central or State Government which includes PSBs, PSUs of Central Government and other individuals with pensionable service are eligible to apply for this home loan.

Home Loan - Eligibility

Any salaried, self-employed or professional from Public and Private companies, Farmers, Government sector employees including Public Sector is eligible for a home loan.

Age

Maximum age of applicant at loan maturity: 75 years, minimum age:18 years

Income

Minimum Net Monthly Income: Rs 25,000

Credit Rating

Applicant should have the bank specified credit score.

Frequently Ask Questions

Get clear answers to common queries about home loan eligibility, interest rates, documentation, and the application process.

Yes, you can pay off your home loan early, either through part-prepayment or full foreclosure. Most lenders allow early repayment, though some may charge a nominal fee—especially for fixed-rate loans. Paying off your loan early can help reduce your overall interest burden.

Yes, we offer Home Loan Balance Transfer facilities that allow you to shift your existing home loan to us for lower interest rates and better terms. Enjoy reduced EMIs, top-up loan options, and minimal paperwork during the transfer process.

You should apply for a home loan as soon as you’re financially ready and have finalized the property or are actively house hunting. It’s ideal to get a pre-approval beforehand, as it helps determine your budget, speeds up the buying process.

Office Address: 24, Kumar Estate, Above Kanak Hotel, Shankar Sheth Road, Swargate, Pune, Maharashtra, 411037. You can submit your enquiry on our Contact Form, our Banker will visit your home.

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Now apply for a Home Loan online, All you need to do is provide your details below application form.